*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fafafa;color:#242022;font-family:Inter,Arial,sans-serif;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}.container{width:min(1120px,calc(100% - 40px));margin:auto}.topbar{background:#061426;color:#fff;font-size:13px}.topbar .container{display:flex;justify-content:flex-end;gap:24px;padding:7px 0;flex-wrap:wrap}.site-header{position:sticky;top:0;z-index:20;background:#0B2240;color:#fff;border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 2px 10px rgba(0,0,0,.12)}.navrow{height:94px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo img{height:60px;width:auto}.nav{display:flex;align-items:center;gap:6px}.nav a{padding:10px 12px;text-decoration:none;font-size:14px;font-weight:600;border-radius:5px}.nav a:hover{color:#FFD700;background:rgba(255,255,255,.05)}.cta{background:#D31010!important;color:#fff!important;border:2px solid #D31010}.mobile-btn{display:none;background:none;border:0;color:#fff;font-size:30px}.hero{position:relative;min-height:560px;display:flex;align-items:center;background:#0B2240;color:#fff;overflow:hidden}.hero.has-img{background-size:cover;background-position:center}.hero.has-img:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,17,34,.92),rgba(5,17,34,.72) 55%,rgba(5,17,34,.35))}.hero .container{position:relative;z-index:1;padding:86px 0}.eyebrow{display:inline-block;background:rgba(211,16,16,.15);border:1px solid rgba(211,16,16,.35);color:#fff;padding:6px 12px;border-radius:999px;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px}.hero h1{font-size:clamp(42px,6vw,68px);line-height:1.05;max-width:820px;margin:0 0 20px;letter-spacing:-.03em}.hero p{font-size:19px;color:rgba(255,255,255,.86);max-width:740px;margin:0 0 28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:5px;text-decoration:none;font-weight:800}.btn-red{background:#D31010;color:#fff}.btn-light{background:#fff;color:#0B2240}.section{padding:72px 0}.section.alt{background:#F3F0EC}.section.dark{background:#0B2240;color:#fff}.section h2{font-size:clamp(30px,4vw,44px);line-height:1.15;margin:0 0 18px;color:#0B2240}.section.dark h2,.section.dark h3{color:#fff}.section-lede{font-size:18px;color:#666;max-width:800px;margin-bottom:28px}.section.dark .section-lede{color:rgba(255,255,255,.75)}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid #e3ded9;border-radius:8px;padding:26px;box-shadow:0 1px 3px rgba(11,34,64,.05),0 8px 24px rgba(11,34,64,.07)}.card h3{font-size:20px;color:#0B2240;margin:0 0 10px}.card p{margin:0;color:#5d5a5b}.section.dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.13);box-shadow:none}.section.dark .card p{color:rgba(255,255,255,.75)}.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:20px 0}.check{padding:14px 16px;background:#fff;border-left:4px solid #D31010;border-radius:4px;box-shadow:0 3px 12px rgba(11,34,64,.06)}.links{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.pill{border:1px solid #D31010;color:#D31010;padding:9px 13px;border-radius:999px;text-decoration:none;font-size:13px;font-weight:700}.contact-band{background:#D31010;color:#fff;padding:48px 0}.contact-band .container{display:flex;justify-content:space-between;align-items:center;gap:24px}.contact-band h2{color:#fff;margin:0;font-size:34px}.form-wrap{background:#fff;border:1px solid #ddd;border-radius:10px;overflow:hidden;box-shadow:0 10px 30px rgba(0,0,0,.08)}.form-wrap iframe{display:block;width:100%;min-height:1200px;border:0}.footer{background:#061426;color:#fff;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.3fr 1.5fr;gap:30px}.footer h4{color:#FFD700;text-transform:uppercase;letter-spacing:.06em;font-size:13px}.footer a{text-decoration:none;color:#fff}.footer a:hover{color:#FFD700}.footer ul{padding:0;margin:0;list-style:none;display:grid;gap:9px}.footer .logo img{height:70px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:12px;color:rgba(255,255,255,.65);text-align:center}.mobile-menu{display:none;background:#0B2240;padding:0 20px 18px}.mobile-menu.open{display:grid}.mobile-menu a{padding:10px;color:#fff;text-decoration:none;border-top:1px solid rgba(255,255,255,.08)}@media(max-width:900px){.nav{display:none}.mobile-btn{display:block}.content-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{min-height:500px}.topbar .container{justify-content:center}.contact-band .container{align-items:flex-start;flex-direction:column}}@media(max-width:600px){.container{width:min(100% - 28px,1120px)}.content-grid,.checklist,.footer-grid{grid-template-columns:1fr}.hero .container{padding:64px 0}.hero h1{font-size:40px}.hero p{font-size:17px}.section{padding:54px 0}.navrow{height:80px}.logo img{height:50px}}